Indexed
Universal Life
Insurance
Skyward Financial Group
Planning for the future can be daunting, but protecting your family’s financial security doesn’t have to be. IUL Insurance provides peace of mind by offering lifelong coverage and potential cash value growth, ensuring that your loved ones are protected while you build a flexible financial safety net.
Alex A
⭐⭐⭐⭐⭐
Jaye has been an incredible insurance broker, always going above and beyond to ensure I have the best coverage for my needs. She’s knowledgeable, responsive, and genuinely cares about protecting her clients' financial well-being. I feel completely confident and at ease knowing Jaye is handling my insurance.
Happy Customers
More than 100+ clients taken care of!
Indexed Universal Life Insurance
Skyward Financial Group
Planning for the future can be daunting, but protecting your family’s financial security doesn’t have to be. IUL Insurance provides peace of mind by offering lifelong coverage and potential cash value growth, ensuring that your loved ones are protected while you build a flexible financial safety net.
About Us
Helping You To
Manage Your IUL
Insurance Needs!
Jaye is a dedicated professional with over 14 years of experience across real estate and insurance. She graduated from the Univ of Oklahoma and spent 12 years building a successful career in real estate before transitioning to the insurance industry.
Jaye Achtenberg
Agent/Broker
NPN: 20434529
About Us
Helping You To
Manage Your IUL Insurance Needs!
Jaye is a dedicated professional with over 14 years of experience across real estate and insurance. She graduated from the Univ of Oklahoma and spent 12 years building a successful career in real estate before transitioning to the insurance industry.
Jaye Achtenberg
Agent/Broker
20434529
Everything You Need To Know
About IUL Insurance
At A Glance
What is Indexed Universal Life Insurance?
IUL Insurance provides lifelong coverage with cash value growth tied to market performance, allowing you to protect your family and build savings with flexible premiums.
Important Details
IUL offers coverage while accumulating cash value, which can be accessed for retirement, emergencies, or other needs. It’s a flexible plan for long-term financial security.
Everything You Need To Know About
IUL Insurance At A Glance
What is Indexed Universal Life Insurance?
IUL Insurance provides lifelong coverage with cash value growth tied to market performance, allowing you to protect your family and build savings with flexible premiums.
Important Details
IUL offers coverage while accumulating cash value, which can be accessed for retirement, emergencies, or other needs. It’s a flexible plan for long-term financial security.
Reviews
Real-Life Testimonials
From Satisfied Clients
Alex A
Jaye has been an incredible insurance broker, always going above and beyond to ensure I have the best coverage for my needs. She’s knowledgeable, responsive, and genuinely cares about protecting her clients' financial well-being. I feel completely confident and at ease knowing Jaye is handling my insurance.
Kim G
I had an outstanding experience working with Jaye to secure an Indexed Universal Life (IUL) insurance policy. From start to finish, she was incredibly knowledgeable, explaining all the details about how an IUL works and how it could benefit me both as life insurance and an investment tool. Jaye took the time to understand my financial goals, showing me how the policy could offer growth potential while also protecting my loved ones.
George W
Jaye was fantastic to work with for setting up term life insurance to protect my mortgage! From the start, she listened carefully to my needs and explained how a term policy would work specifically for mortgage protection. I was impressed by her thoroughness in helping me choose the right coverage amount and term length, making sure my family would be secure if anything happened to me.
Reviews
Real-Life Testimonials
From Satisfied Clients
Alex A
"Jaye has been an incredible insurance broker, always going above and beyond to ensure I have the best coverage for my needs. She’s knowledgeable, responsive, and genuinely cares about protecting her clients' financial well-being. I feel completely confident and at ease knowing Jaye is handling my insurance."
Kim G
"I had an outstanding experience working with Jaye to secure an Indexed Universal Life (IUL) insurance policy. From start to finish, she was incredibly knowledgeable, explaining all the details about how an IUL works and how it could benefit me both as life insurance and an investment tool. Jaye took the time to understand my financial goals, showing me how the policy could offer growth potential while also protecting my loved ones."
George W
"Jaye was fantastic to work with for setting up term life insurance to protect my mortgage! From the start, she listened carefully to my needs and explained how a term policy would work specifically for mortgage protection. I was impressed by her thoroughness in helping me choose the right coverage amount and term length, making sure my family would be secure if anything happened to me."
More Info
Important Questions
Is Indexed Universal Life Insurance Right for Me?
IUL Insurance is ideal if you want lifelong coverage with the potential for cash value growth. It’s a flexible option that lets you adjust your premiums and death benefit, making it suitable for those who want both protection and a financial growth opportunity.
How Much Coverage Do I Need?
The amount of coverage depends on your financial goals and the needs of your beneficiaries. IUL policies can be customized, allowing you to choose a coverage amount that provides security for your family while meeting your budget.
Is a Medical Exam Required?
In many cases, a medical exam may be required for IUL Insurance, especially if you're looking for higher coverage amounts. However, some policies may offer simplified underwriting for lower coverage limits.
Can I Access the Cash Value?
Yes, you can access the cash value accumulated in your IUL policy. It can be used for various financial needs, such as supplementing retirement income, covering unexpected expenses, or funding education.
How do I Sign Up?
You can start by scheduling a consultation to discuss your needs with an insurance expert. They’ll help you customize your IUL policy and guide you through the application process.
More Info
Important Questions
Is Indexed Universal Life Insurance Right for Me?
IUL Insurance is ideal if you want lifelong coverage with the potential for cash value growth. It’s a flexible option that lets you adjust your premiums and death benefit, making it suitable for those who want both protection and a financial growth opportunity.
How Much Coverage Do I Need?
The amount of coverage depends on your financial goals and the needs of your beneficiaries. IUL policies can be customized, allowing you to choose a coverage amount that provides security for your family while meeting your budget.
Is a Medical Exam Required?
In many cases, a medical exam may be required for IUL Insurance, especially if you're looking for higher coverage amounts. However, some policies may offer simplified underwriting for lower coverage limits.
Can I Access the Cash Value?
Yes, you can access the cash value accumulated in your IUL policy. It can be used for various financial needs, such as supplementing retirement income, covering unexpected expenses, or funding education.
How do I Sign Up?
You can start by scheduling a consultation to discuss your needs with an insurance expert. They’ll help you customize your IUL policy and guide you through the application process.
Looking for a First-Class IUL Insurance Consultant?
Looking for a First-Class IUL Insurance Consultant?
Skyward Financial Group is committed to serving you at the highest level with all your Indexed Universal Life Insurance needs.
National Producer Number: 20434529
Company
Directories
Legal
Skyward Financial Group is committed to serving you at the highest level with all your Indexed Universal Life Insurance needs.
National Producer Number: 20434529
Company
Directories
Legal